03328 交通銀行
按盘价 
5.980 +0.090 (+1.528%) 盈利能力分析
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 资产回报率 (%) | 0.644% | 0.701% | 0.749% | 0.744% | 0.795% |
| 股东资金回报率 (%) | 9.406% | 10.004% | 10.381% | 10.002% | 10.647% |
基本指标
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 净利息收益率 (%) | 1.28% | 1.48% | 1.56% | 1.57% | 1.58% |
| 净息差 (%) | 1.14% | 1.37% | 1.47% | 1.48% | 1.48% |
| 资本充足比率 (%) | 15.27% | 14.97% | 15.45% | 15.25% | 14.83% |
| 第一级资本比率 (%) | 12.22% | 12.18% | 13.01% | 12.88% | 12.85% |
| 核心资本比率 (%) | -- | -- | -- | -- | -- |
| 流动资金比率 (%) | 64.92% | 69.76% | 67.11% | 69.24% | 72.92% |
经营表现指标
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 利息支出 / 利息收入比率 (%) | 64.310% | 59.365% | 57.184% | 58.457% | 60.789% |
| 其他经营收入 / 经营收入比率 (%) | 36.302% | 33.912% | 35.942% | 33.555% | 34.807% |
| 成本 / 收入比率 (%) | 38.945% | 37.705% | 35.673% | 35.544% | 36.650% |
贷款及存款指标
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 流动资金 / 客户存款比率 (%) | 20.555% | 18.826% | 19.424% | 21.017% | 23.196% |
| 呆坏帐准备 / 客户贷款比率 (%) | -- | 2.435% | 2.467% | 2.403% | 2.543% |
| 贷存比率 (%) | 90.888% | 89.780% | 91.085% | 86.579% | 85.357% |
| 客户贷款 / 总资产比率 (%) | 55.276% | 54.930% | 54.966% | 53.475% | 52.331% |
| 备注： | 实时报价更新时间为01/11/2024 18:00 |
| 港股实时基本市场行情由香港交易所提供; 香港交易所指定免费发放实时基本市场行情的网站。 | |
| 股东应占溢利/(亏损) (千) | RMB 43,602,000 |
| 增长率 | -1.695% |
| 每股盈利/(亏损) | RMB 0.560 |
| 每股账面资产净值 (¥) | RMB 13.163 |