| 2025/12 - Final USD(K$) | %Chg (Compare to Final) | 2024/12 USD(K$) | 2023/12 USD(K$) | 2022/12 USD(K$) | 2021/12 USD(K$) | |
| Interest Income | 97,872,000 | -9.904% | 108,631,000 | 100,868,000 | 52,826,000 | 36,188,000 |
| Interest Expense | (63,078,000) | -16.891% | (75,898,000) | (65,072,000) | (22,449,000) | (9,699,000) |
| Net Interest Income | 34,794,000 | 6.296% | 32,733,000 | 35,796,000 | 30,377,000 | 26,489,000 |
| Other Operating Income | 33,480,000 | 1.084% | 33,121,000 | 30,262,000 | 20,243,000 | 37,451,000 |
| Total Operating Income | 68,274,000 | 3.675% | 65,854,000 | 66,058,000 | 50,620,000 | 63,940,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | (14,388,000) |
| Net Operating Income | 68,274,000 | 3.675% | 65,854,000 | 66,058,000 | 50,620,000 | 49,552,000 |
| Operating Expenses | (36,428,000) | 10.244% | (33,043,000) | (32,070,000) | (32,701,000) | (34,620,000) |
| Impairment Losses on Loans & Advances | (3,850,000) | 12.771% | (3,414,000) | (3,447,000) | (3,584,000) | 824,000 |
| Other Impairment Losses | 0 | -- | 0 | 0 | 0 | 104,000 |
| Operating Profit / (Loss) | 27,996,000 | -4.766% | 29,397,000 | 30,541,000 | 14,335,000 | 15,860,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | (1,000,000) | -- | 0 | (3,000,000) | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 2,911,000 | -0.034% | 2,912,000 | 2,807,000 | 2,723,000 | 3,046,000 |
| Profit / (Loss) before Taxation | 29,907,000 | -7.434% | 32,309,000 | 30,348,000 | 17,058,000 | 18,906,000 |
| Taxation | (6,776,000) | -7.305% | (7,310,000) | (5,789,000) | (809,000) | (4,213,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (846,000) | -17.059% | (1,020,000) | (1,026,000) | (690,000) | (776,000) |
| Others | (1,183,000) | 11.394% | (1,062,000) | (1,101,000) | (1,213,000) | (1,303,000) |
| Profit / (Loss) Attributable to Shareholders | 21,102,000 | -7.920% | 22,917,000 | 22,432,000 | 14,346,000 | 12,614,000 |
| 2025/12 - Final USD(K$) | %Chg (Compare to Final) | 2024/12 USD(K$) | 2023/12 USD(K$) | 2022/12 USD(K$) | 2021/12 USD(K$) | |
| Depreciation & Amortisation | 4,916,000 | 20.490% | 4,080,000 | 3,467,000 | 3,850,000 | 4,286,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 121.000 | -3.200% | 125.000 | 115.000 | 72.000 | 62.000 |
| DPS (cts) | 75.000 | -- | 87.000 | 61.000 | 32.000 | 25.000 |
| Dividend Payout Ratio (%) | 61.983% | -- | 69.600% | 53.043% | 44.444% | 40.323% |
| Cash flow per share ($) | 1.708 | -- | 3.557 | 2.008 | 0.975 | 5.165 |
| NBV per share ($) | 10.335 | -- | 9.244 | 8.701 | 7.790 | 8.523 |
| Remarks: | Real time quote last updated: 27/02/2026 18:00 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K$) | USD 21,102,000 |
| %Change | -7.920% |
| EPS / (LPS) | USD 1.210 |
| NBV Per Share ($) | USD 10.335 |